✦ The story behind WealthR

Built by someone
who needed this.

WealthR didn't come from a fintech team or a venture-backed startup. It came from a spreadsheet that was getting out of hand — and a question nobody else seemed to be answering properly.

✦ How it started

I'm Liam — an email marketer based in Edinburgh. I started investing at 18 — I was one of the first users of Moneybox when it launched in 2016, and backed their first crowdfunding round that same year. I've seen solid returns there and still invest through them today.

But I also started using Trading 212 for the no-fee ISA, and that's where it got messy. Two platforms, two dashboards, no single view of what I actually had. My solution was a spreadsheet on my desktop. It worked after a fashion — but it was manual, it fell apart whenever I missed a month updating it, and it never really gave me the full picture I wanted.

I wanted one honest place to see everything — Moneybox, Trading 212, pension, any assets — how it was all moving together. Not just what each platform showed me in isolation. The tools that existed either required bank linking, were built for the US market, or just answered a slightly different question.

So one evening I thought — why not just build the app I actually want? So I did.

Two platforms, two dashboards, no single view. I just wanted to see the full picture in one honest place.

WealthR started as a personal project. It became something I'm genuinely proud of. 28 live features and counting — forecasts, pensions, property equity, physical assets, milestones, FIRE planning, UK tax calculator — built for the way UK investors actually invest.

The next phase is less about adding features and more about finding the first hundred people who genuinely rely on it every month. If that's you, I'd love to hear what you think.

L
Liam
Email marketer · Builder of WealthR · Edinburgh
✦ Get in touch
Tell me what you think.
Feature request, bug, question, or just want to say hi — I read every message personally.
✦ What we believe
🔒
Your data is yours. Full stop.
No bank linking. No open banking. No selling your data to third parties. Your financial life is the most sensitive data you own — WealthR treats it that way.
🚫
No ads. Ever.
WealthR doesn't show ads, doesn't take money from financial providers, and doesn't have incentives to push products at you. What you see is what's useful — nothing more.
Built for how UK investors actually invest.
ISAs, SIPPs, LISAs, dividend allowances, NI qualifying years, BTL equity, UK income tax bands. Not a US app with a £ sign bolted on.
✏️
Manual entry is a feature, not a limitation.
Typing in your numbers once a month keeps you connected to your finances. It takes two minutes. The awareness it creates is worth far more.
Fast, honest, no fluff.
No loading spinners, no bloat, no dark patterns. The app should feel like a tool you trust — not a product trying to upsell you.

Ready to see the full picture?

Free to use. No bank linking. Set up in under 5 minutes.

Start tracking for free → See what's coming