The UK High Earner's Tax Playbook
The legal levers every £100k+ earner should know — the 60% trap, the £100k childcare cliff, the pension allowances, salary sacrifice, and the moves that turn it all around. Worked examples throughout.
Best for: anyone earning near or above £100k, or heading that way.
The UK FIRE & Early Retirement Playbook
Financial independence, done the UK way — your real number, the savings rate that decides everything, the 4% rule honestly, and the pension-and-ISA bridge that carries you from stopping work to your pension. A worked example runs all the way through.
Best for: anyone aiming to stop work — or go part-time — before pension age.
The UK Pension & Drawdown Playbook
Turning your pot into a secure, tax-efficient income — your 25% tax-free cash, drawdown vs annuity, the tax-efficient withdrawal order, the emergency-tax and MPAA traps, and the April 2027 change that brings unused pensions into Inheritance Tax. A worked example runs all the way through.
Best for: anyone approaching retirement or already drawing a pension.
The UK Family Finances Playbook
The money that matters most once there are children — Child Benefit and the High Income charge, the £100k childcare cliff, Tax-Free Childcare and the funded hours, Junior ISAs and pensions, and the one number that quietly controls most of it. A worked example runs all the way through.
Best for: parents and households raising children.
The UK ISA & Investing Playbook
Making the most of your £20,000 tax-free allowance — the four ISA types, cash vs stocks & shares, the April 2027 £12k cash-ISA cap, the Lifetime ISA and its penalty trap, keeping costs low, and the transfer mistakes that cost people money. A worked example runs all the way through.
Best for: anyone using an ISA to save or invest tax-free.
The UK Estate & Inheritance Tax Playbook
Passing on what you've built — the £325,000 and £175,000 tax-free bands and how a couple reaches £1 million, the £2 million taper, the seven-year gifting rule and the exemptions that actually work, and the April 2027 change that brings pensions into Inheritance Tax. A worked example runs all the way through.
Best for: homeowners and anyone thinking about what they'll leave behind.
The UK Property & Mortgage Playbook
Buying and borrowing well — what you can borrow, fixed vs tracker, the term-length trade-off that quietly costs thousands, Stamp Duty and first-time-buyer relief, overpaying vs investing, remortgaging without slipping onto the standard rate, and the tax on a second home. A worked example runs all the way through.
Best for: first-time buyers, home-movers and anyone with a mortgage.
The Self-Employed & Side-Income Tax Playbook
Getting Self Assessment right — allowable expenses, the trading allowance, payments on account, setting money aside for tax, and Making Tax Digital as it arrives.
The Later-Life & Care Funding Playbook
Planning for care costs — how the means test works, what the council pays for, self-funding and deferred payment agreements, and protecting some of what you've saved.