🛟 Stage 1 · Start here
Emergency fund: how much you actually need
Three to six months of essential outgoings, why it's usually bigger than people think, and where to keep it. Everything else in the Playbook builds on this one.
Beginner · 7 minRead the guide →
Then, in order
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Stage 2 · Pensions
Pension types explained
DC, SIPP, defined benefit and LISA — what each is, and which does what.
Beginner · 9 minRead the guide →
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Stage 3 · Investing
Investing, index funds and dividends
Own the market cheaply, shelter it from tax, reinvest the income — and the honest risks.
Beginner · 10 minRead the guide →
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Stage 4 · Property
Property and the alternatives
Owning, buy-to-let, renting and van life — what actually makes sense, plus mortgage types.
Beginner · 9 minRead the guide →
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Stage 5 · Assets
Physical assets — do yours work for you?
Gold, watches, cars and art — what appreciates, what doesn't, and how to think about it.
Beginner · 8 minRead the guide →
More stages on the way — tax, and building long-term wealth.