What happens to your MoneyHub data on 14 August — and what to do now

The short version

• Now → 14 August 2026: you can still log in and use the app as normal, and export your data.
• After 14 August 2026: the consumer app closes. Accounts are closed and user data is permanently deleted.
• MoneyHub has also said dormant accounts can be closed early (after around 90 days of inactivity), so do not assume you have until August.

The single most important thing: export your data before the deadline. Once it is deleted, it is gone.

What the "move to WPS Advisory" option means

MoneyHub is directing consumer users towards WPS Advisory, a partner business, and you may be asked to opt in when you log in. It is worth understanding what that is before you click.

WPS Advisory is an advice-oriented business, not a like-for-like replacement for the self-serve MoneyHub app. Opting in hands your relationship to them; not opting in (or not logging in) signals you do not want to move across. Neither choice is automatically right — it depends whether you want an advice relationship or simply a new app you control yourself. Either way, exporting your own data first keeps your options open.

Check the exact wording and timing of the opt-in inside your own MoneyHub app — the details there are the authoritative source.

How to export your data (2 minutes)

1. Open MoneyHub and go to Transactions.
2. Tap the cloud icon.
3. Choose Begin Download or Email as Attachment — you will get a CSV.

For the fullest copy of everything they hold on you, you can also submit a subject access request under UK GDPR — but that can take up to a month, so request it early.

What to do before 14 August — checklist

• Export your MoneyHub CSV and save it somewhere safe.
• Decide on the WPS opt-in consciously, rather than by accident.
• If you want a self-serve app, pick a replacement and move your data across while you still have it.
• If you are unsure, still export now — deciding later is fine, losing the data is not.

Turning your export into something useful

If you would rather your financial history kept working for you than sat in a spreadsheet, this is a natural moment to move to a tool that shows you the bigger picture. WealthR has a built-in import: upload your MoneyHub CSV and it turns your accounts into a net-worth figure and can build a starter budget from your spending — then shows you a forecast of when you could reach financial independence. (If you want a live spending tracker instead, apps like Emma, Snoop or YNAB will suit you better.)

Whatever you choose: get your data out first. The deadline is real and the deletion is permanent.

Frequently asked

This is general information, not financial advice. The figures WealthR shows are illustrative and depend on the inputs you provide. For decisions involving significant sums, please consult a qualified FCA-regulated financial adviser.